5 STAR SERVICE

We offer the best mortgage rates available on loans that will actually get qualified borrowers to the closing table.  No fish hooks! Your solutions will be custom tailored for your needs and we will close on time, on budget, and right the first time.

You Create The Dream… We Help Create The Plan!

Our services

Refinance - Lower Rate/Payments

Save your money with our best price.

Refinance - Cash out

Turn your home's equity into cash.

Purchase

Your dream home is a reality.

Our Team

Andraya Coulter

Andraya Coulter

Strategic Home Loan Specialist & VA Guru

Alysia Lopez

Alysia Lopez

Loan Production Assistant

Mariela Rico

Mariela Rico

Loan Processor

Dara King

Dara King

Data Management and Marketing Support

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
  • Best rate guarantee

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
  • Best rate guarantee

Our Client Testimonials

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Sam Marriot
Brentwood, CA
Andraya enabled us to get the loan we needed to buy our home! When all other loan attempts fell apart......enter Andraya.......she was able to get us the loan we needed to get our house! We moved into our home and have been enjoying it tremendously ever since. When I say Andraya is a 10......I totally mean it. Give her a chance you won’t be sorry.
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zman78699
Hayward, CA
Just purchased my home with help of Andraya and team. From beginning, she was upfront, honest and guided me through the process. She was always quick in answering all my questions. She made the process smooth. I would highly recommend her.
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user81896331
Oakland, CA
Coulter Crew!I've worked with Andraya and her team three times now and they are absolutely wonderful. Andraya jumped in when the first lender I was working with was not as responsive as I needed him to be. Her team was excellent in following up and following through. When I need to refinance to put a new roof on my house along with some other repairs/upgrades I did some research for loans that may work for me prior to calling Andraya again (no, I did NOT consider working with anyone other than the Coulter Crew!). Andraya responded to me immediately, knew exactly what I was talking about when I mentioned some loan types found in my research, knew that they would not work for me and came up with preferable and less expensive options.I highly recommend Andraya and her team for honest, responsive and caring service. They get to know you and make you feel part of "The Crew"

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